The Biggest Cruise Rip-Offs That You Should Avoid to Save Money

The Biggest Cruise Rip-Offs That You Should Avoid to Save Money

Cruising is one of the most affordable vacation options available. When booking a cruise, your cruise fare covers dining, entertainment, accommodations, onboard activities and transportation between ports of call.

While it’s true that your fare is quite inclusive, cruise lines have plenty of ways to get you to spend even more money once onboard. Take one look at your daily itinerary and you can find countless ways to spend money each day of your cruise.

In fact, it’s easy to feel as though you’re being nickel-and-dimed by the cruise lines, even after you’ve made your final cruise payment. Things like Wi-Fi, spa treatments, art auctions and even bottled water can all rack up a huge bill. This is especially true if you’re sailing with a family, as the expenses can quickly multiply.

As a budget-conscious traveler, there are some obvious tactics cruise lines use to encourage onboard spending. Here are the biggest cruise rip-offs that you should avoid to ensure you aren’t wasting your money.

Wi-Fi

Although onboard internet has become less expensive and more reliable in recent years, the cost of Wi-Fi on a cruise ship is still sky-high. Compared to what you pay for internet service at your home, you’ll find that Wi-Fi and daily-use passes on a cruise ship are extremely expensive.

If you need to stay connected to the internet during your cruise, you really have no other choice but to purchase a Wi-Fi package from the cruise line. You can typically purchase a daily internet pass as well, which can be useful for occasional access. Regardless, the cost of internet on a cruise ship is exorbitant.

For example, you can pay $65 each month for internet service, which is high-speed, fiber access. On a recent 12-night cruise with Norwegian Cruise Line, you can spend $365 for a premium, unlimited internet package to use while onboard. Although the package was advertised as having premium speed, the performance and reliability onboard can be shoddy at best.

Consider whether you really need to stay connected during your cruise. Also, check with your cell phone plan if you can utilize international coverage. A port-heavy itinerary might have you ashore more often than onboard when you can use your cell phone instead. You can also find free internet during your port stays as well.

Spa treatments

Cruising is all about relaxation, and that’s exactly why you will find a dedicated space for a spa on every cruise ship. As you’d expect, most spas are beautiful with a variety of treatments available. From full-body massages to haircuts, skin treatments and more, the cruise ship’s spa will likely have whatever you’re looking for.

However, the spa treatments are overpriced for what they are, especially when you compare the onboard price to what you’d find ashore or at home. You can expect to spend upwards of $200 to $300 for any sort of massage or treatment. Most of the treatments will impose an automatic charge for gratuities, too, upwards of 18%.

In addition, your masseuse will almost always end your treatment by trying to upsell you with more treatments or products. If you’re someone who gets uncomfortable with aggressive sales pitches, this is something to consider.

There are a few strategies to save money if you’re set on a spa treatment during your cruise. Consider doing a treatment on a port day instead of a sea day. You will normally receive a discounted rate for treatments since the spa is not as busy when the ship is docked in port.

Also, if you have any sort of loyalty status with a cruise line, you can often receive some sort of discount on treatments because of that. This can certainly save you money, although we would argue the spa prices are still overpriced even with discounts.

Finally, consider purchasing a pass for the thermal spa during your cruise to get more bang for your buck. You can use the thermal spa, along with all of its amenities, during the entirety of your cruise. Even though the price is still high, a thermal spa pass to be used daily can be more worthwhile than a one-hour treatment.

Paid onboard thrills

Cruise ships are full of activities to keep you busy from the moment you step onboard. The newest cruise ships have more onboard thrills than you can imagine, including water slides, go-kart racing, roller coasters, zip lines and more.

While most cruise ships have plenty of included attractions, the newest and most exciting onboard thrills will likely cost you money. In our opinion, the price is almost always a rip-off for such a short experience. If you’re sailing with kids who want to try everything onboard, you can easily spend hundreds of dollars on these attractions.

For example, Norwegian Cruise Line charges an additional fee for most of their onboard thrills. The Galaxy Pavilion (a virtual reality playground) charges $8 per player, while the Formula 1 Grand Prix Racing is $20 per play. The cruise line’s newest ships featured the first-ever speedway at sea with go-karts, which cost $15 for a single kart session.

Similarly, Carnival Cruise Line’s revolutionary Bolt roller coaster is $15 per person for two laps around the track. While we tried the roller coaster during our sailing on Carnival Celebration and had a lot of fun, We’re not sure if $30 (for two passengers) is worth 30 seconds on a coaster unless you’re a true thrill seeker.

Finally, Royal Caribbean’s Icon of the Seas features the thrilling Crown’s Edge. This short ropes course hangs over the side of the ship and allows you to zip-line over the ocean. Royal Caribbean was charging $90 originally for the attraction, which takes no more than two minutes at a maximum! Now, however, guests report being able to purchase a timeslot for around $50.

Cruise line excursions

Cruise lines will offer excursions to purchase for every port stop on your cruise itinerary. These are vetted excursions with reputable tour operators. You are guaranteed to make it back to your cruise ship on time as well, which is a major selling point for booking an excursion through your cruise line.

However, the cruise line excursions will be a rip-off compared to the cost of independent tour operators. Excursions with a third party are almost always cheaper. Booking excursions on your own will undoubtedly save you money. Don’t get us wrong, there is a time and place for shore excursions. Cruise line excursions provide peace of mind that you will make it back onboard your cruise on time. In addition, you will receive priority tendering and priority immigration if needed, but you will pay a pretty price for cruise line excursions!

Solo supplements surcharge

If you’re traveling solo on a cruise ship, you are typically subject to a single supplement surcharge. This is an additional cost that solo travelers will incur when cruising alone. The single supplement surcharge can be anywhere from 50% to 100% for single occupancy of a double cabin. This is a massive rip-off for most solo travelers, as it’s intended to make up for the lost revenue of a missing second passenger.

Luckily, many new cruise ships are incorporating more solo cabins to accommodate single travelers. These cabins are designed for one passenger and eliminate the need for a single supplement surcharge. However, we’ve found that solo cabins can be just as, if not more, expensive than booking a double occupancy cabin, even with the solo supplement.

If you’re traveling solo, consider working with a travel agent who can help you look for single supplement deals. If a certain sailing has lower demand, cruise lines can reduce the single supplement to a smaller surcharge.

Professional photos

Taking and purchasing professional photos on a cruise ship used to be a cruising novelty. Before cell phones had fantastic cameras, it was common to take professional photos on your cruise and spend $20 for a printed copy to take home.

Now, this is slowly becoming a dying trend on cruise ships because it’s so easy to take excellent pictures on your own. But, you will still see professional photographers trying to take your picture while cruising, and purchasing the photos onboard is almost always a rip-off!

You can expect to spend $25 for a printed photo during your cruise. Even worse, cruise lines are trying to charge the same cost for a digital file of the photo! Considering the ease of taking high-quality pictures on your phone, we personally believe this is a total waste of money.

Even still, professional cruise photos are a classic souvenir for many. We recommend looking for the occasional giveaway in the photo gallery. I’ve won raffles multiple times for free cruise photos, which can be a fun keepsake! You can also consider purchasing one digital file of a photo to share with your travel group and split the cost.

Artwork auctions

Every cruise ship has an art gallery with pieces of artwork available for purchase. It’s almost guaranteed that your cruise ship will have an art auction where you can bid on artwork with other guests. The cruise line will even try to lure you into the auction with free champagne. There is a general consensus that the artwork onboard cruise ships is not highly valued. It’s also easy to get carried away during an auction, causing you to spend more money than you intended.

Onboard shops

If you plan to do any shopping onboard your cruise ship, you can expect to spend a premium cost! While the cruise line’s merchandise is often more reasonably priced, the biggest rip-offs are the everyday convenience items that you can find onboard.

If you need to purchase toiletries like toothpaste, razors, or sunscreen, you can plan to pay almost double the cost of what you’d pay on land. Similarly, if you need to purchase over-the-counter medication like ibuprofen or motion sickness medication, these will also be overpriced. Simply put, the reason cruise lines can charge so much is because they can.

If you need these items, you might not have any other choice but to purchase them onboard, so the cruise lines price these items at a premium. Because of this, we always pack a small pharmacy with over-the-counter medication to avoid buying overpriced medication onboard.

Bottled water

Staying hydrated is very important on a cruise, especially if you’re spending your days on the beach, drinking on the pool deck or sunbathing in the Caribbean sun. Cruise lines, however, do not include bottled water in your cruise fare.

If you want to purchase a bottle of water or a pack of bottled water, it’s a premium. On Carnival Cruise Line, you’ll spend upwards of $12 for a 12-pack of bottled water. On Royal Caribbean, a bottle of water is $3.25 while a 12-pack is $39 and a 24-pack is $69.

While saving money and the environment, it’s best to bring your own water bottle onboard and refill it up anywhere on the ship. Cruise lines will also usually provide certain loyalty tiers with bottled water on embarkation day. Regardless, it’s a total cruise rip-off that you should be aware of.

Onboard ATM fees

If you need to pull cash from the ATM during your cruise, you can expect this to be another cruise rip-off to avoid. While you should travel with some cash while cruising, it’s best to do this before you get on the ship.

If you plan to pull cash from the ATM, you will have a convenience fee of $6.50 per transaction. Those who absolutely need cash will find no other option onboard, so this is why cruise lines can charge such a high fee. Avoid it entirely by bringing cash on board!

Fitness classes

You’ll have access to your cruise ship’s fitness center throughout your itinerary included in the cost of your cruise fare. The fitness center will have all you could want for a workout, including treadmills, ellipticals, bikes, weight machines, etc. If you are someone who prefers group fitness classes, you might find a few included classes offered throughout your cruise, but you will likely see more classes for an additional charge.

Most of these courses are priced at $20 per course. You can even purchase a fitness class pass on most cruise ships! Either way, it’s a rip-off to avoid on a cruise ship to do group fitness classes.

Drink packages

Many people contemplate whether they should book a drink package or not for their cruise. This is a personal preference, as you’ll need to determine how much you plan to drink for the entirety of the cruise to ensure your purchase is worthwhile.

In general, alcohol is pretty expensive on a cruise ship. You aren’t allowed to bring your own alcohol on board other than perhaps a bottle of wine or champagne at embarkation. Because of this, the cruise lines can charge sky-high prices for cocktails. If you plan to purchase a drink package and you don’t drink enough to make up the cost, you’ll lose money on the package investment.

Medical center treatment

All cruise ships have medical centers onboard that can provide medical treatment and services for a variety of conditions. Cruise ships have nurses and doctors on board that can treat a variety of illnesses or conditions. $155 for one round of antibiotics is not unheard of. Luckily, personal health insurance and travel insurance can often cover the visit. However, the prices for using the medical center are very high and must be paid out-of-pocket to your cruise account.

If you need to visit the medical center, you absolutely should seek the care you need. But, you can expect this to be very expensive. For this reason, you should always cruise with travel insurance that would cover these costs.

Study Reveals That Taking a Cruise is More Affordable Than You Think

Study Reveals That Taking a Cruise is More Affordable Than You Think

With popular vacation spots such as Aspen, Colorado and Maui, Hawaii costing, on average, over $500 per person, per day, it’s no wonder that families are looking for more budget-friendly vacation options.

According to a study released by OptimosTravel, a weeklong trip to Maui for a family of four costs around $10,782, with the majority of the budget going towards high lodging and meal prices. The same family can expect to spend around $8,399 on a trip to Key West, Florida.

Thankfully, those seeking a tropical getaway don’t have to shell out an arm and a leg to enjoy some sun and relaxation. Though the demand for cruising has increased over the past couple of years, it’s still possible to take an amazing family vacation without breaking the bank. With the base fare including things like unlimited food, accommodations and entertainment, you won’t have to worry about exceeding your budget or limiting your experiences while onboard.

Data provided by the cruise industry (CLIA: Cruise Line Industry Association) states that the average price for a 7-day cruise is around $1,700.

While factors such as the sail date, ship, cabin category and itinerary all impact the overall cost, it’s possible to plan a family cruise for less than $4,000 for a family of four—Here’s how!

Sail onboard an older vessel

From lively deck parties to original production shows, engaging trivia sessions, complimentary youth programming and more, older ships can provide a great vacation option for a fraction of the cost.

When comparing prices onboard the brand-new Carnival Jubilee to older ships, budget-savvy travelers will find that cruising on an older vessel will allow them to stretch their vacation allowance even further while still being able to enjoy all of the fun that accompanies sailing on a Carnival ship.

In June 2025, for instance, a 7-night Western Caribbean on Carnival Jubilee starts at around $1,000 per person for an interior room. Those wanting to visit similar ports of call can opt to sail onboard Carnival Magic, a Dream Class ship that launched in 2011, for around $300 less. The base price, after taxes, port fees and gratuities, for a cruise on Carnival Magic starts at $3,540 for four, whereas the price for a cruise onboard Carnival Jubilee increases to $4,325.

Similarly, sailing onboard the world’s largest ship, Icon of the Seas, costs a premium, with the majority of cruises starting well over $1,800 per person for an interior room. Though not outfitted with a record-breaking water park or over-water zip line, you can cruise onboard one of Royal Caribbean’s Oasis Class vessels for far less.

An 8-night cruise on Oasis of the Seas starts at $1,394 per person in June 2025. While not the cheapest sailing on the market, it’s more affordable than those advertised on Icon, with starting prices closer to $2,500 for the same month.

Go on a shorter cruise

With the 8-night cruise on Oasis of the Seas in May 2025 starting at almost $1,400 per person, it’s not the most budget-friendly option. Thankfully, potential cruisers can look at shorter sailings on other Oasis Class ships, such as Utopia of the Seas, to save money without sacrificing all of the amenities and entertainment that these mega-ships are known for.

3-night cruises start at around $630 per person in May 2025, allowing families to enjoy the zip line, FlowRider surf simulator, water slides, and more en route to Perfect Day at CocoCay, Royal Caribbean’s private island in The Bahamas.

You can save more money by choosing to sail on a shorter cruise onboard an older ship, such as Freedom of the Seas. During the same month, rates start as low as $383 for a 3-night cruise to The Bahamas or $404 for a 4-night sailing that visits Jamaica.

The shorter the cruise, the less you’ll pay in gratuities, too. On Carnival, a family of four will spend $448 in gratuities for a 7-night cruise. The amount drops to $256 for a 4-night voyage.

Choose an inside cabin

Though balcony cabins come with personal verandahs that give you direct access to fresh air, they’re some of the more expensive accommodations onboard. Choosing to book an inside cabin can often save you hundreds of dollars on your cruise vacation, especially if you’re sailing on a scenic itinerary.

At just $899 per person, you could set sail on a cruise through Alaska on Norwegian Bliss in August 2025, admiring the snow-capped mountains, majestic glaciers and abundance of wildlife. If, however, you want a balcony cabin, the fare will increase to $1,799 per person. Balconies on cruises to The Bahamas are more expensive than standard interior staterooms, too. Looking at sailings on MSC Divina in March 2025, it’s easy to find fares less than $300 per person for interior cabins.

Those wanting a balcony, however, should expect to pay at least $100 more. Though the price difference isn’t as drastic as cruises to Alaska, every penny counts when trying to plan an affordable family vacation.

Plus, since you won’t have a view of any kind, you will likely find yourself spending more time enjoying all of the amenities around the ship, which is where you’ll create the bulk of your vacation memories.

Do not book multiple staterooms

Stateroom cabins are priced based on double occupancy, meaning that the first and second passengers usually pay more than the third and fourth. While the idea of more space is appealing, you’ll spend less on your cruise if you opt to share a room with your children, rather than place them in an adjoining cabin.

If a family of four were to share an interior cabin onboard Carnival Panorama during a 7-night cruise to the Mexican Riveria, the base cost would come out to be around $2,450. Splitting the family into two cabins increases the cost by $740, totaling $3,190.

Skip specialty dining

Since unlimited food in select restaurants is included in your cruise fare, an easy way to save money on your family vacation is by skipping specialty restaurants. Some of the cheapest can cost upwards of $50 per person, meaning that it’s easy for a family of four to spend an additional $200 on a single meal.

From the buffet to three-course meals in the ship’s Main Dining Room and late-night bites from the pizza station, you’ll find plenty of options to satisfy everyone. Older ships, such as Carnival Elation and Carnival Conquest, have fast-casual dining options like BlueIguana Cantina and Guy’s Burger Joint, giving cruisers the ability to dine elsewhere than just the buffet. Even Royal Caribbean’s Grandeur of the Seas, which launched in 1996, was updated to include Park Café, home to the cruise line’s signature Kummelweck sandwich.

By taking advantage of the included venues, you’ll be able to stay within your specified vacation budget without sacrificing variety or quality. Within the Main Dining Room, you’ll find that the menu rotates daily, ensuring that you don’t get tired of repeated offerings.

Select an itinerary that visits the cruise line’s private island

Those sailing to The Bahamas and Caribbean should look for itineraries with a scheduled stop at the cruise line’s private island. Unlike ports such as Cozumel, St. Maarten, and Puerto Plata, you won’t have to spend money on excursions or transportation, as private islands offer a range of amenities that are included in your cruise fare.

From complimentary beach chairs to delicious beachside lunches, you can enjoy your day in The Bahamas without worrying about extra expenses. Depending on where you’re sailing, you may be able to take advantage of free splash areas, playgrounds, freshwater pools and more. It’s not uncommon for cruise lines to charge $50+ for transportation to beaches in other ports of call. Oftentimes, you will have to pay extra for food and beverages, too. The majority of private islands, except Norwegian’s Harvest Caye in Belize, have complimentary buffets, so you can enjoy a delicious meal ashore without straying too far from the sun or having to return to the ship.

Some cruise lines offer private destinations versus private islands. While essentially the same concept, as both are only accessible to cruise ship passengers, private destinations are secluded areas within a larger landmass. Princess Cays and Disney Cruise Line’s Lighthouse Point, for instance, are both located on the island of Eleuthera. Those sailing onboard a Princess ship, however, will not be able to wander into Disney’s territory.

Cruise during the shoulder season

Shoulder seasons fall between peak and off-peak times when the demand for cruising is lower. For families, traveling during this period often means pulling children out of school, as shoulder seasons tend to run opposite of traditional American school calendars. Those with greater flexibility will be able to save thousands on their cruise vacation by sailing during shoulder season.

In July 2025, a 7-night cruise on Carnival’s Mardi Gras starts at around $1,000 per person. Though there are ways to save money, such as cruising in an interior room and sharing a room with your children, the total cost will still come out to be over $4,000 after gratuities. Weeklong cruises in early May, however, are advertised starting at $679 per person, bringing the total to $2,810 for four.

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